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Consent to Electronic Signatures, Records, and Disclosures (E-Consent)

Please read this information carefully. Print a copy and/or keep this information for future reference.

Introduction

You are submitting a request to be connected with one of our third-party lenders or lending partners. To offer you a loan, these third-party lenders or lending partners need your consent to use and accept electronic signatures, records, and disclosures ("E-Consent"). This form explains your rights when you receive electronic disclosures, notices, and information.

By clicking on the link assenting to our terms, you acknowledge that you received this E-Consent and that you consent to conducting transactions using electronic signatures, electronic disclosures, electronic records, and electronic contract documents (together, "Disclosures").

Scope of Your Consent

This E-Consent covers all online interactions concerning you and the third-party lender or lending partner, including interactions on any mobile device, such as phones, smartphones, and tablets.

When you exercise this E-Consent, the third-party lender or lending partner may process your information and interact with you electronically during all online interactions. It may also send you electronic notices related to its interactions and transactions.

Disclosures may be provided online on our website or on third-party lenders' or lending partners' websites, and may be provided by email.

Getting Paper Copies

You may ask for a paper copy of any Disclosures by contacting the third-party lender or lending partner directly, and they will provide paper copies to you. Some may charge for these copies and some may not. The lenders or lending partners will keep all Disclosures as applicable law requires.

Before You Agree to Do Business Electronically

Before deciding to do business electronically with the third-party lenders or lending partners, you should consider whether you have the hardware and software capabilities described in the next section.

Hardware and Software You Will Need

To access and keep the Disclosures electronically, you will need:

  • A PC- or Mac-compatible computer, or another device that can access the internet.
  • Access to an email account.
  • Internet browser software that supports at least 128-bit encryption, such as Microsoft® Internet Explorer, Chrome®, or Mozilla Firefox®.
  • A printer or a long-term storage device, such as your computer's disk drive, to keep a copy of the Disclosures for future reference.

To read some documents, you may also need a PDF file reader, such as Adobe® Acrobat Reader X®.

You may send any questions about these hardware and software requirements directly to the third-party lenders or lending partners.

Withdrawing Your Consent

Your E-Consent for our connecting service, and for our third-party lenders' or lending partners' consideration of your connecting request, cannot be withdrawn because it is a one-time transaction.

If you are connected with one or more third-party lenders or lending partners, you are free to withdraw your E-Consent with them at any time and at no charge. However, if you withdraw this E-Consent before receiving credit, you may be prevented from obtaining credit from the lender or lending partner.

To withdraw this E-Consent, contact the third-party lender or lending partner directly. Withdrawing this E-Consent does not affect the legal effectiveness, validity, or enforceability of electronic Disclosures provided before the withdrawal.

Updating Your Contact Information

You should keep third-party lenders or lending partners informed of any change to your email address or mailing address. You may update this information by logging in to their website or by sending them a written update by mail.

Your Ability to Access Disclosures

BY CLICKING THE LINK, YOU ASSENT TO OUR TERMS. YOU ACKNOWLEDGE THAT YOU CAN ACCESS THE DISCLOSURES IN THE DESIGNATED FORMATS DESCRIBED ABOVE.

Consent

BY CLICKING THE LINK, YOU ASSENT TO THE TERMS. YOU ACKNOWLEDGE YOU HAVE READ THIS INFORMATION ABOUT ELECTRONIC SIGNATURES, RECORDS, DISCLOSURES, AND DOING BUSINESS ELECTRONICALLY. YOU CONSENT TO USING ELECTRONIC SIGNATURES, HAVING ALL DISCLOSURES PROVIDED OR MADE AVAILABLE TO YOU IN ELECTRONIC FORM AND TO DOING BUSINESS WITH THE LENDER OR LENDING PARTNER ELECTRONICALLY. YOU ACKNOWLEDGE THAT YOU MAY REQUEST A PAPER COPY OF THE ELECTRONIC RECORDS AND DISCLOSURES, WHICH WILL BE PROVIDED TO YOU AT NO CHARGE. IF YOU REFRAIN FROM PROCEEDING THEN YOU NEITHER WISH TO USE ELECTRONIC SIGNATURES NOR CONDUCT THIS TRANSACTION ELECTRONICALLY. YOU ALSO ACKNOWLEDGE THAT YOUR CONSENT TO ELECTRONIC DISCLOSURES IS REQUIRED TO RECEIVE SERVICES FROM THIRD PARTY LENDERS OR LENDING PARTNERS OVER THE INTERNET.